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var(--gold)}.wo-footer h3{color:var(--gold-l)}.wo-sticky__tel{background:var(--blue)}.wo-sticky__cta{background:var(--gold);color:var(--blue-d)}@media (max-width:1023px){.wo-header__in{min-height:84px}}.wo-fig{position:relative}.wo-fig::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(11,27,68,.06),rgba(11,27,68,.22));pointer-events:none}.wo-header__in{min-height:116px}@media (max-width:1023px){.wo-header__in{min-height:88px}}.wo-hero{position:relative}.wo-hero__bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 55%;z-index:0;filter:saturate(.55)}.wo-hero--bg .wo-hero__shade{display:block!important;position:absolute;inset:0;z-index:1;background:linear-gradient(100deg,rgba(4,12,36,.97)0,rgba(4,12,36,.93) 42%,rgba(6,18,51,.8) 100%)}@media (max-width:899px){.wo-hero--bg .wo-hero__shade{background:linear-gradient(180deg,rgba(4,12,36,.96)0,rgba(4,12,36,.93) 100%)}}.wo-hero--bg .wo-hero__in{position:relative;z-index:2}.wo-hero .wo-btn--gold{background:var(--gold);color:var(--blue-d);border-bottom:0}.wo-hero .wo-btn--gold:hover{background:var(--gold-l);color:var(--blue-d);background:#0098e5}.wo-hero .wo-btn--ghost{border-color:rgba(255,255,255,.7)}h1,h2{font-weight:800;letter-spacing:-.02em}h2{font-size:clamp(1.8rem,3.2vw,2.5rem)}.wo-eyebrow{color:var(--blue-l)}.wo-eyebrow::after{background:var(--blue-l);background:#0af}.wo-btn{text-transform:none;letter-spacing:0;font-size:.95rem;border-radius:6px}.wo-btn--gold:hover{background:#0098e5}.wo-btn--gold,.wo-cta .wo-btn--gold,.wo-footer .wo-btn--gold,.wo-hero .wo-btn--gold{background:var(--blue-l)}.wo-card__ic{background:var(--blue-t);color:var(--blue)}.wo-answer{border-left-color:var(--blue-l)}.wo-answer__k,.wo-orte__it svg{color:var(--blue-l)}.nk-calc{background:#fff;border:1px solid var(--line);box-shadow:0 20px 50px -30px rgba(21,81,132,.4);padding:28px 22px;position:relative;z-index:2}@media (min-width:900px){.nk-calc{padding:36px 40px;display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:start}.nk-calc__head{grid-column:1/-1}}.nk-calc__head h2{margin:.2em 0 .4em}.nk-calc__head p{color:var(--ink-2);max-width:62ch}.nk-calc__form{display:grid;gap:14px;margin-top:18px}.nk-calc__form label{display:grid;gap:6px;font-weight:600;color:var(--blue-d);font-size:.92rem}.nk-calc__form input,.nk-calc__form select{padding:13px 14px;border:1px solid var(--line);border-radius:6px;font:inherit;background:#fff}.nk-calc__form input:focus,.nk-calc__form select:focus{outline:2px solid var(--blue-l);outline-offset:1px;border-color:var(--blue-l)}.nk-calc__lock,.nk-calc__out{background:var(--blue-t);border-radius:8px;padding:22px}.nk-calc__label,.nk-contact__card b{font-size:.85rem;text-transform:uppercase}.nk-calc__label{margin:0;color:var(--ink-3);letter-spacing:.08em;font-weight:700}.nk-calc__val{margin:.15em 0 .5em;font-size:clamp(1.9rem,4vw,2.6rem);font-weight:800;color:var(--blue-d);line-height:1.1}.nk-calc__hint{margin:0 0 16px;font-size:.88rem;color:var(--ink-2)}.nk-calc__lock p{display:flex;gap:10px;align-items:flex-start;margin:0 0 14px;color:var(--ink-2)}.wo-btn--gold:hover{background:#005c8c;color:#fff}#nk-calc-go,.wo-btn--gold,.wo-cta .wo-btn--gold,.wo-footer .wo-btn--gold,.wo-hero .wo-btn--gold{background:#0072ad;color:#fff}.wo-cta .wo-btn--gold:hover,.wo-footer .wo-btn--gold:hover,.wo-hero .wo-btn--gold:hover{background:#005c8c}.wo-crumb a,.wo-footer__legal a{text-decoration:underline;text-underline-offset:3px}.wo-crumb a{text-underline-offset:2px}.wo-eyebrow{color:#0072ad}.wo-hero .wo-eyebrow{color:#7ed0ff}.wo-hero__in--solo .wo-hero__txt{max-width:900px}@media (min-width:900px){.wo-hero__in.wo-hero__in--solo{grid-template-columns:1fr}.wo-hero:has(.wo-hero__in--solo){padding:72px 0 80px}}@media (min-width:1024px){.wo-nav>ul>li>a{white-space:nowrap}}@media (min-width:1024px) and (max-width:1439px){.wo-nav>ul>li>a{padding:10px 7px;font-size:.88rem}.wo-nav__cta{display:none}.wo-header__in{gap:12px}}@media (min-width:1024px) and (max-width:1180px){.wo-nav>ul>li>a{padding:10px 5px;font-size:.84rem}}.wo-nav__sub{max-height:70vh;overflow:auto}.nk-contact__form h2,.nk-contact__info h2,.wo-split__txt .wo-answer{margin-top:0}.wo-logo--img img{display:block}@media (max-width:600px){.wo-logo--img img{height:38px}}.wo-nav__cta{display:none!important}@media (min-width:1024px) and (max-width:1439px){.wo-nav>ul>li>a{padding:10px;font-size:.95rem}}.wo-sec.wo-layer{padding:48px 0}@media (min-width:768px){.wo-sec.wo-layer{padding:64px 0}}.wo-split--top{align-items:start}.wo-split__txt h3{font-size:1.1rem;margin:1.4em 0 .4em;color:var(--blue-d)}.wo-hero__proof--list{flex-direction:column;align-items:flex-start;gap:8px;margin-bottom:26px}.wo-steps--3{max-width:1040px;margin-inline:auto}@media (min-width:1024px){.wo-steps.wo-steps--3{grid-template-columns:repeat(3,1fr)}}.wo-steps--3 li{text-align:center}.wo-steps--3 .wo-steps__n{margin-inline:auto}.wo-sec--answer{padding:40px 0!important}.nk-contact{display:grid;gap:32px}@media (min-width:960px){.nk-contact{grid-template-columns:.9fr 1.1fr;gap:48px;align-items:start}}.nk-contact__card{display:flex;gap:16px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:10px;padding:18px 20px;margin-top:12px;color:var(--ink);text-decoration:none!important;transition:border-color .2s,box-shadow .2s}a.nk-contact__card:hover{border-color:var(--blue-l);box-shadow:0 10px 30px -18px rgba(21,81,132,.5)}.nk-contact__card b{display:block;color:var(--blue-d);letter-spacing:.06em;margin-bottom:2px}.nk-contact__ic{width:46px;height:46px;border-radius:50%;background:var(--blue-t);color:var(--blue-d);display:grid;place-items:center;flex:none}.nk-contact__form{background:#fff;border:1px solid var(--line);border-top:4px solid var(--blue-l);border-radius:12px;padding:28px 24px;box-shadow:0 24px 60px -36px rgba(21,81,132,.45)}@media (min-width:768px){.nk-contact__form{padding:36px 40px}}#rechner{padding-top:48px!important}.nk-calc{margin-top:0;border-radius:14px;border-top:4px solid var(--blue-l)}@media (min-width:900px){.nk-calc{grid-template-columns:1.05fr .95fr;padding:44px 48px}}.nk-calc__form{grid-template-columns:1fr;background:var(--bg-2,#F2F4F7);border-radius:10px;padding:22px}.nk-calc__form .wo-btn{width:100%;justify-content:center;margin-top:6px}.nk-calc__lock,.nk-calc__out{margin-top:18px;border:1px solid rgba(0,170,255,.25)}@media (min-width:900px){.nk-calc__lock,.nk-calc__out{margin-top:18px}}.wo-footer__logo{display:block}.wo-footer__top{display:grid;gap:36px}@media (min-width:700px){.wo-footer__top{grid-template-columns:1fr 1fr}}@media (min-width:1024px){.wo-footer__top{grid-template-columns:1.3fr 1fr 1.2fr .8fr!important}}.wo-footer__contact li{display:flex;gap:10px;align-items:flex-start}.wo-footer__contact svg{flex:none;margin-top:3px;color:var(--blue-l)}.wo-footer__cols{grid-template-columns:repeat(2,1fr)!important;gap:8px 18px!important}.wo-footer__bar{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px 24px}.wo-footer__legal{display:flex;gap:18px}.wo-topbar a.wo-topbar__txt{color:#dbe9f5}.wo-ti--float{min-height:0}@media (min-width:900px){.nk-calc{grid-template-columns:1fr 1fr;align-items:start}.nk-calc__head{grid-column:1;grid-row:1}.nk-calc>.wo-note{grid-column:1;grid-row:2}.nk-calc__form{grid-column:2;grid-row:1/span 3;margin-top:0}.nk-calc__lock,.nk-calc__out{grid-column:1;grid-row:3}.wo-split--rev .wo-split__media{order:0!important}.wo-split--rev .wo-split__txt{order:1!important}}.wo-hero--bg .wo-hero__shade{background:linear-gradient(100deg,rgba(4,12,36,.86)0,rgba(4,12,36,.7) 45%,rgba(6,18,51,.38) 100%)!important}@media (max-width:899px){.wo-hero--bg .wo-hero__shade{background:linear-gradient(180deg,rgba(4,12,36,.84)0,rgba(4,12,36,.72) 100%)!important}}.wo-hero__lead{font-size:1.25rem!important;line-height:1.55}@media (min-width:900px){.wo-hero__lead{font-size:1.4rem!important}}.wo-hero__proof{font-size:1.05rem!important}@media (min-width:900px){.wo-hero__proof{font-size:1.18rem!important}}.wo-hero .wo-hero__lead,.wo-hero h1,.wo-hero__proof{text-shadow:0 1px 12px rgba(0,0,0,.35)}.wo-logo--img img{height:54px;width:auto}@media (max-width:600px){.wo-logo--img img{height:42px}}.wo-footer__logo{height:52px;width:auto}.nk-reflogos{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,1fr);gap:16px}@media (min-width:800px){.nk-reflogos{grid-template-columns:repeat(4,1fr)}}.nk-reflogos li{background:#fff;border:1px solid #e3e8ef;border-radius:10px;padding:18px;display:grid;place-items:center}.nk-reflogos img{max-width:100%;height:auto;max-height:90px;object-fit:contain}.nk-refgrid{display:grid;grid-template-columns:1fr;gap:20px}@media (min-width:640px){.nk-refgrid{grid-template-columns:repeat(2,1fr)}}@media (min-width:1000px){.nk-refgrid{grid-template-columns:repeat(3,1fr)}}.nk-refgrid figure{margin:0;background:#fff;border-radius:10px;overflow:hidden;box-shadow:0 2px 10px rgba(13,42,68,.08)}.nk-refgrid img{display:block;width:100%;height:auto;aspect-ratio:1/1;object-fit:cover}.nk-refgrid figcaption{padding:12px 14px;font-weight:600;color:var(--blue-d)}.wo-form__check>span:not(.wo-form__ds){flex:1;display:block;min-width:0}.wo-more{margin:0 0 1em}.wo-more>summary{cursor:pointer;list-style:none;display:inline-flex;align-items:center;gap:6px;font-weight:600;color:var(--blue,#1f5fa8);padding:6px 0}.wo-more>summary:after{content:"";width:8px;height:8px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg) translateY(-2px);transition:transform .2s}.wo-split__txt h3.wo-h2{font-size:clamp(1.35rem,2.2vw,1.75rem);line-height:1.25;margin:0 0 .6em}
/* ===== NordKlar 1.11 (10/2026): Fonts, Tabellen, Ratgeber, UX ===== */
@font-face{font-family:'Manrope';font-style:normal;font-weight:400 800;font-display:swap;src:url(fonts/manrope-400-latin-ext.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'Manrope';font-style:normal;font-weight:400 800;font-display:swap;src:url(fonts/manrope-400-latin.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
:root{--font:Manrope,"Segoe UI",system-ui,-apple-system,Arial,sans-serif}
/* Tabellen */
.nk-table{overflow-x:auto;margin:22px 0 26px;border:1px solid var(--line);border-radius:6px;-webkit-overflow-scrolling:touch}
.nk-table:focus-visible{outline:2px solid var(--blue-l);outline-offset:2px}
.nk-table table{width:100%;border-collapse:collapse;font-size:.95rem;min-width:460px}
.nk-table caption{caption-side:top;text-align:left;font-weight:700;color:var(--blue-d);padding:12px 14px;background:var(--bg-2);border-bottom:1px solid var(--line)}
.nk-table th,.nk-table td{padding:10px 14px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
.nk-table thead th{background:var(--blue-d);color:#fff;font-weight:700;font-size:.9rem}
.nk-table tbody th{font-weight:700;color:var(--blue-d);white-space:nowrap}
.nk-table tbody tr:nth-child(even){background:#f8f9fb}
.nk-table tbody tr:last-child th,.nk-table tbody tr:last-child td{border-bottom:0}
.wo-prose table{width:100%;border-collapse:collapse;margin:20px 0;font-size:.95rem}
.wo-prose table td,.wo-prose table th{border:1px solid var(--line);padding:9px 12px;text-align:left;vertical-align:top}
/* Ratgeber */
.nk-posts .nk-post{text-decoration:none!important;overflow:hidden}
.nk-post img{width:100%;height:auto;aspect-ratio:2.4/1;object-fit:cover;display:block}
.nk-post__date{font-size:.85rem;color:var(--ink-3);margin:0 0 6px}
.nk-post__h{font-size:1.2rem!important;line-height:1.3;color:var(--blue-d);margin:0 0 12px}
.nk-article__img{margin:0 0 28px}
.nk-article__img img{width:100%;height:auto;border-radius:6px;display:block}
.nk-article h2{margin-top:36px}
.nk-article h3{margin-top:26px}
/* Buttons: normale Schreibweise, gut lesbar */
.wo-btn{text-transform:none;letter-spacing:.01em;font-size:.98rem}
/* Hero: Foto sichtbarer, Text bleibt lesbar */
.wo-hero--bg .wo-hero__shade{background:linear-gradient(100deg,rgba(4,12,36,.84) 0%,rgba(4,12,36,.66) 48%,rgba(6,18,51,.28) 100%)!important}
@media(max-width:899px){.wo-hero--bg .wo-hero__shade{background:linear-gradient(180deg,rgba(4,12,36,.78) 0%,rgba(4,12,36,.64) 100%)!important}}
/* Vertrauensleiste mobil einspaltig, Icon links */
@media(max-width:599px){.wo-trustrow__in{grid-template-columns:1fr;gap:14px;padding:20px 0}.wo-trustrow__it>span{width:44px;height:44px}}
/* Tap-Ziele mind. 24 px (WCAG 2.2) */
.wo-footer ul a,.wo-footer__legal a{display:inline-block;padding:5px 0;min-height:24px}
.wo-chip{min-height:44px}
.wo-crumb a{display:inline-block;padding:4px 0}
.nk-contact__card u{font-size:.9rem;color:var(--blue-l)}
/* Bewegung reduzieren, wenn gewünscht */
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}

/* Tabellen mobil als Karten */
@media(max-width:599px){.nk-table{border:0;overflow:visible}.nk-table table{min-width:0}.nk-table thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}.nk-table caption{display:block;border:1px solid var(--line);border-radius:6px;margin:0 0 10px}.nk-table tr{display:block;border:1px solid var(--line);border-radius:6px;margin:0 0 10px;padding:6px 0;background:#fff}.nk-table tbody tr:nth-child(even){background:#fff}.nk-table th,.nk-table td{display:block;border:0!important;padding:5px 14px}.nk-table tbody th{white-space:normal;font-size:1.02rem}.nk-table td::before{content:attr(data-label);display:block;font-size:.76rem;font-weight:700;color:var(--ink-3);text-transform:uppercase;letter-spacing:.04em;margin-bottom:1px}}
.nk-more{display:none;align-items:center;gap:6px;font:inherit;font-weight:600;color:var(--blue,#1f5fa8);background:none;border:0;padding:0;margin:10px 0 0;min-height:44px;cursor:pointer}.nk-more:after{content:"";width:8px;height:8px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg) translateY(-2px)}.nk-more:hover{text-decoration:underline}.nk-js .nk-long .nk-more{display:inline-flex}.nk-js .nk-long .nk-clamp{overflow:hidden;-webkit-mask-image:linear-gradient(#000 calc(100% - 3em),transparent);mask-image:linear-gradient(#000 calc(100% - 3em),transparent)}.nk-clamp>:last-child{margin-bottom:0}
@media (max-width:899px){.nk-js .nk-long .nk-clamp{max-height:calc(100vw - 40px - 3.5rem)}}
@media (min-width:900px){.nk-js .wo-split__txt.nk-long{contain:size;align-self:stretch;display:flex;flex-direction:column}.nk-js .nk-long .nk-clamp{flex:1 1 0;min-height:0}.nk-js .nk-long .nk-more{flex:none;align-self:flex-start}}
.wo-footer__h{font-family:var(--font);font-weight:700;line-height:1.2;color:var(--gold-l);font-size:.95rem;text-transform:uppercase;letter-spacing:.08em;margin:0 0 14px}
.wo-card{position:relative}.wo-card__t{font-family:var(--serif);font-size:1.45rem;font-weight:700;line-height:1.2;color:var(--blue-d);margin:0 0 6px}.wo-card__link{color:inherit;text-decoration:none}.wo-card__link:after{content:"";position:absolute;inset:0;z-index:1}.wo-card:focus-within{outline:2px solid var(--gold);outline-offset:2px}.wo-card__link:focus{outline:0}
.wo-card__body .wo-card__t{color:var(--blue-d);margin:0 0 6px;flex:none}
.nk-orte-more{display:flex;justify-content:center;margin-top:28px}.nk-orte-more .wo-btn{width:100%;max-width:520px;justify-content:center}
@media (min-width:700px){.nk-reflogos{grid-template-columns:repeat(3,1fr);gap:24px}.nk-reflogos li{padding:26px}.nk-reflogos img{max-height:110px}}
.nk-partner{display:inline-block;background:#fff;border-radius:10px;padding:12px 16px;margin-top:20px;line-height:0}.nk-partner img{display:block;width:200px;max-width:100%;height:auto}.nk-partner:hover{box-shadow:0 0 0 2px var(--gold)}